When Batman comes crashing through the skylight in your building to kick somebody's ass, is Bruce Wayne going to pay for that shit?
You just know that by now, after a couple years of him smashing through windows, putting peoples' heads through walls, demolishing criminal hideouts (criminals rarely own the buildings in which they hide out) and grinding up every innocent rooftop between point A and point B with that damn Bat-Tank of his, every insurer in Gotham has a Batman exemption clause written right into the policy: "This policy does not cover damage due to acts of Batman, or due to the acts of any of Batman's foes."
I mean on the one hand, sure, it could get a little suspicious. Wayne always forking out for Batman damage. Could draw a little attention to the whole "secret." But if he doesn't pay - if his big secret is so much more important than what's RIGHT - then he isn't really much of a hero, is he?
No, he isn't. Not really.
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